Car Insurance for International Students in Erie Pa

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01-01-2013, 07:07 AM

gvnpsuman 2 posts, read 3,380 times Reputation: 10

thanks for the reply sir. my friend lives in california, i want to buy that and ship it to my place and use that car to go to road test if i can. i am asking this because, each time i go for a test, i am being charged with $120 by my driving school

01-01-2013, 06:03 PM

HappyRider Location: Montgomery County, PA 16,165 posts, read 12,456,070 times Reputation: 13989

Quote: Originally Posted by gvnpsuman thanks for the reply sir. my friend lives in california, i want to buy that and ship it to my place and use that car to go to road test if i can. ( This doesn't make a whole lot of sense if you ask me. Can't you find something locally that you can see and drive and take delivery the same day?

01-01-2013, 08:07 PM

PAhippo Location: Pennsylvania 21,371 posts, read 12,917,916 times Reputation: 36117

I'm with you on that one, HappyRider. it would not only be cheaper to buy one in PA but one bought in CA might not be too practical for driving in PA. To each their own.

02-08-2014, 07:35 PM

kanu123 3 posts, read 2,367 times Reputation: 10

Quote: Originally Posted by Hopes If insurance companies deny you coverage, you can obtain coverage through the state assigning an insurance company to cover you through the Pennsylvania Assigned Risk Plan. The premium would be higher, but you can definitely get auto insurance in PA. [URL="http://www.aipso.com/pa/"]Pennsylvania Assigned Risk Plan *()[/URL] Pennsylvania honors valid foreign drivers' licenses with an international driving permit from your foreign country. Therefore, insurance companies providing auto insurance in Pennsylvania have to honor that law. [URL="http://www.dmv.state.pa.us/faq/faq-misc.shtml#Q05"]PennDOT Driver and Vehicle Services - FAQ - Miscellaneous[/URL] Your foreign drivers license with an international driving permit is valid for one year. Then you will need to get a Pennsylvania Driver's License. You can definitely obtain a Pennsylvania driver's license without a social security number. You were correctly informed that you need a waiver from social security. [URL]http://www.dmv.state.pa.us/pdotforms/misc/ssfs.pdf[/URL] As for BUYING the actual car, you don't need much documentation if you are paying cash under 10k. (Most documentation is required by finance companies to give you a loan. If you are paying cash, it's irrelevant. However, if you buy a car that costs over 10k, you will need to provide documentation because the government is interested in people who have excessive money and is concerned they may be earning their money illegally. (Think drug dealers.) As a result, any purchases with cash over 10k are somehow reported to the government----car purchases, home purchases, etc. When you transfer ownership of the car to yourself from the person you are buying it from, that's called titling. The same documentation is needed when you title and register a vehicle in Pennsylvania----a Pennsylvania driver's license and proof of insurance. (I gave you inaccurate advice previously. It turns out Pennsylvania only accepts Pennsylvania identification to title and register a vehicle in Pennsylvania.) Therefore, you will definitely need to get the waiver from social security so you can obtain a Pennsylvania driver's license. [URL]http://www.dmv.state.pa.us/pdotforms/fact_sheets/fs-buysell.pdf[/URL] Basically, you can DRIVE in Pennsylvania with an international driver's license (as you would if you rented a car at a car rental agency), but you do need a valid Pennsylvania driver's license or Pennsylvania identification to actually PURCHASE a car in Pennsylvania. Have fun car shopping! You're going to be driving soon! Hey, I am an international student in Erie PA. I do have a social security number. I am planning on buying a car; however i do have following questions. 1. As you have mentioned for buying a car one needs Pennsylvania identification. Does that mean an ID card? I do have my company's id card, SSN and university id card. 2. I dont have international driving permit. Just have a DL from my country. Will that allow me to drive here in PA. 3. If yes; how long can i drive with the international driving license. 4. I have minimal driving experience. Havent really driven for a long long time. So will the insurance company insure me? 5. If yes how much would insurance cost me; with almost zero driving experience. My friend had never had driven before; but she mentioned that its easier to drive. For me its an immediate need; considering the extreme cold climate. 6. Where do i buy a car in Erie; where i can get best deals. 7. what are the checklist that i should have before buying a car. 8. Does the car insurance depends on the car brand and its model. I would really appreciate if you could answer my queries.

02-08-2014, 07:46 PM

kanu123 3 posts, read 2,367 times Reputation: 10

Quote: Originally Posted by complus Hello people, I am an international student currently studying in Pennsylvania. I have my country driving licence and an international driving permit. I will be staying for 15months. I need a car. I was thinking of buying a car instead of renting as renting is too costy. But I don't have a PA licence and I am afraid automobile insurance companies would not want to insure my car. 1) what are the documents needed to buy a car ? I don't have a social security number as I will not be working in the states. I do have a I-20form, visa, passport, my country driving licence and an international driving permit that expire in 1 year time. 2) do you guys think I should instead buy a expiring lease rather than buying a car ? 3) Where is recommended to buy a car, what are the things I should look out for and how easy is it to sell a car when I am leaving PA ? 4) How much roughly it will cost for automobile insurance for someone who has 1 year driving experience ? 5) I wanted to get PA licence but one of the required documents is the SS no.which i don't have. That is one problem. And I heard it is possible to still get the PA licence if one has a letter of denial from SS that stating I cannot have a SS number. Anyone know of this ? Do I need a US driving license to buy a car here in PA ? What document is needed to buy a car? I am planning on buying a used car.

02-08-2014, 07:57 PM

kanu123 3 posts, read 2,367 times Reputation: 10

Buying a car without US driving license Quote: Originally Posted by PAhippo You don't need a drivers license to buy a car, just to drive one. If you have a learners permit, you'd be able to drive the car under the terms of that permit (I think you'd need a fully PA licensed driver with you-it's been a long time; laws may have changed from my drivers permit day.) If you call a state police office,NOT 911!) they'd be able to help you. Have your friend call his insurance company to see if you'd be covered while driving. Hey, I Have the same question. 1. What are the documents needed to buy a car in PA. I am an international student in Erie PA. I do have SSN, company ID card( I work as a Coop) and University id card. 2. I do have an international driving license but dont have international driving permit.

02-08-2014, 08:10 PM

flyonpa Location: MMU->ABE->ATL->ASH 9,264 posts, read 19,189,825 times Reputation: 10263

1, Buying a Car in Pennsylvania 2 - PennDOT Driver and Vehicle Services - FAQ - Miscellaneous (You will need a PA ID to buy a car) Can I drive in Pennsylvania with my Foreign Driver's License? Individuals who possess a valid foreign driver's license from their country are authorized to drive in Pennsylvania for up to one year from their date of entry into the United States, or upon expiration of their foreign license, whichever comes first. International driving permits are strongly recommended, but not required.

02-09-2014, 06:57 AM

13,008 posts, read 30,744,882 times Reputation: 7719

Instead of asking here, I would call the people that should know: DMV Erie PA - Erie Photo & Exam Center Office - Map / Hours | PA I found this link that was written for International students at IUP. I think it's helpful: Driving, Licenses, Pennsylvania Identification - International Education - IUP __________________ Please follow THESE rules. Any Questions on how to use this site? See this. Realtors, See This. Moderator - Lehigh Valley, NEPA, Harrisburg, Philadelphia, Pennsylvania, Delaware, Education and Colleges and Universities. When I post in bold red, that is Moderator action and per the TOS can be discussed only via Direct Message.

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Car Insurance for International Students in Erie Pa

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